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Blue Sky Dental Group – Dental Insurance

If you've invested in a dental insurance plan for yourself or your family, chances are, we will accept it at our Jacksonville office. In fact, Blue Sky Dental Group is proud to be a preferred provider for most major insurance plans, including the following:

  • Cigna
  • Aetna
  • Ameritas
  • Assurant
  • GEHA
  • Guardian
  • Principal
  • Solstice United Concordia
  • Metlife
  • Delta
  • Humana
  • Florida Blue

How much do you really understand when it comes to your dental insurance plan? Are you confident that you are maximizing your family's coverage each year? We can help you. At Blue Sky Dental Group, we welcome the opportunity to help patients navigate their specific insurance plan. After all, it could greatly impact how you take care of your smile this year.

There are a variety of different dental insurance types. Most plans cover a portion of your dental care, but not all of it. You will likely have a co-pay, deductible or other expense required at the time of service. Remember that the amount of your coverage or reimbursement is not determined or guided by the quality of care you receive. Likewise, Blue Sky Dental Group adheres to superior patient care whether you have great coverage or no coverage at all. However, we do hope that our contracts with such a broad range of dental insurance plans allow more patients to save on the dental procedures they need and deserve.

Understanding Your Dental Insurance

Dental insurance can be complicated. While it is similar to medical insurance, there are some different terms and guidelines. At Blue Sky Dental Group, we want to answer your questions regarding dental insurance. At your first visit, please bring your insurance card with you. We will explain each component of your specific plan and answer questions such as:

Do I have an Indemnity, PPO, HMO or Discount insurance plan? What does that mean for me?
Insurance plans can range from a set reduced fee schedule with no annual limits (discount plan) to plans that allow patients to pay a lowered service fee and co-pay to an in-network dentist (PPO). We can help you understand your purchased insurance type.

What is the difference between covered benefits and optional treatments?
Covered benefits are typically those recommended by your dentist, and include services listed on the plan's fee schedule. However, if you choose a treatment or service beyond what is needed to repair a tooth or you elect for a cosmetic dental service, it is considered "optional treatment" and may not be covered.

What if I need help financing the remaining portion of my dental care that is not covered by my insurance?
Blue Sky Dental Group offers financing options for those that are uninsured or underinsured. You may choose a financing plan offered at our office that requires easy monthly payments.

Do you have more questions about your dental insurance? Do you need to confirm that we accept your particular plan? Contact Blue Sky Dental Group in Jacksonville today. We do our best to minimize your stress when it comes to paying for your dental care.